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Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At ThomCo Associates Insurance Services, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, ThomCo Associates Insurance Services recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with ThomCo Associates Insurance Services today to prevent mistakes and errors from becoming major losses for your business.

 

Fresno

4333 N West Avenue

Fresno, CA 93705

Main office: 559-396-3192
Fax: 559-226-1800

Office Hours:

Mon: 9:00 AM - 4:00 PM
Tues: 9:00 AM - 4:00 PM
Wed: 9:00 AM - 4:00 PM
Thurs: 9:00 AM - 4:00 PM
Fri: 9:00 AM - 4:00 PM
Sat: Closed
Sun: Closed

Clovis

777 Minnewawa, Ste 15

Clovis, CA 93612

Main office: 559-785-0377
Fax: 559-322-0548

Office Hours:

Mon: 9:00 AM - 4:00 PM
Tues: 9:00 AM - 4:00 PM
Wed: 9:00 AM - 4:00 PM
Thurs: 9:00 AM - 4:00 PM
Fri: 9:00 AM - 4:00 PM
Sat: Closed
Sun: Closed

Kerman

PO Box 355

Kerman, CA 93630

Main office: 559-785-0393
Fax: 559-842-8300

Office Hours:

Mon: 9:00 AM - 4:00 PM
Tues: 9:00 AM - 4:00 PM
Wed: 9:00 AM - 4:00 PM
Thurs: 9:00 AM - 4:00 PM
Fri: 9:00 AM - 4:00 PM
Sat: By Appointment
Sun: By Appointment

Lompoc

3875 A Constellation Rd

Lompoc, CA 93438

Main office: 805-628-4086
Toll free: 877-448-1400
Fax: 805-733-0302

Office Hours:

Mon: 9:00 AM - 5:30 PM
Tues: 9:00 AM - 5:30 PM
Wed: 9:00 AM - 5:30 PM
Thurs: 9:00 AM - 5:30 PM
Fri: 9:00 AM - 5:30 PM
Sat: By Appointment
Sun: By Appointment

Paso Robles

4333 N West Avenue

Fresno, CA 93705

Main office: 559-785-0407
Fax: 559-226-1800

Office Hours:

Mon: By Appointment - 5 PM
Tues: By Appointment - 5 PM
Wed: By Appointment - 5 PM
Thurs: By Appointment - 5 PM
Fri: By Appointment - 5 PM
Sat: Closed
Sun: Closed

San Jose

585 Elvis Drive

San Jose, CA 95123

Main office: 408-669-3812
Fax: 408-225-1813

Office Hours:

Mon: By Appointment - 5 PM
Tues: By Appointment - 5 PM
Wed: By Appointment - 5 PM
Thurs: By Appointment - 5 PM
Fri: By Appointment - 5 PM
Sat: By Appointment - 5 PM
Sun: By Appointment - 5 PM

Visalia

PO Box 7795

Visalia, CA 93290

Main office: 559-785-0339
Fax: 559-734-5055

Office Hours:

Mon: By Appointment - 5 PM
Tues: By Appointment - 5 PM
Wed: By Appointment - 5 PM
Thurs: By Appointment - 5 PM
Fri: By Appointment - 5 PM
Sat: By Appointment - 5 PM
Sun: By Appointment - 5 PM

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.